Processing your property claim after suffering a loss.

Am-Cat is a Full-Service Restoration Company

We create a detailed Timeline in giving you a Step-By-Step understanding of the complete process in restoring your property after suffering a loss.  Generally, the first obstacle is dealing with your insurance company’s requirements by filling out forms with your city or township that your property resides in, from scheduled Tax and Demo forms to be signed by city officials to dealing with an engineer and or an architect to address structural issues and to put together plans or engineering reports. Second obstacle would be submitting plans to your city and or township for approval.

Starting Phase I, the first thing to establish is the damage assessment by negotiating the cost of repairs. Our second priority is to select a mechanical engineer and or the architect that will produce the plans to be submitted to the building department. The city’s planning and building department will process the submitted plans for approval. Most cities require 2-3 weeks and at times 2-3 months to review plans before approving them. Am-Cat retains pre-certified architects in cities that offer this fast track in expediting the time element.  After reviewing the proposed plans, the city will either release them as approved and issue a permit or release them for corrections, at which point the architect will make the necessary changes and resubmit the plans for approval.

• Damage assessment negotiation with the insurance company (2-3 months)
• Administrative (permits and plans) (1-2 months)
• Demolition (full tear out & clean -up) (2-4 weeks)
• Rough carpentry (leveling floors, framing walls, installing headers for doors and windows and roofs) (2-3 weeks)

 

After the plans are approved, the superintendent will fill out the paperwork required to obtain a building permit from the city and pay the appropriate fees for the required inspections, namely, building, electrical, plumbing and HVAC, unless there’s additional work like porches, decks, garages and pick up the approved plans and permit. These are items that will be needed when inspections are called for by the city inspectors.  With the approved plans and permit, the project manager can start your project. Usually at this time, the superintendent and or GC performs his job by walking through with the owner and discusses the action plan and scheduling the start of the work to be completed based off the agreed scope of work.